Effective date Twenty first of November 2005.
Collection of Personal Information
To open your cashU account, we must obtain certain personal information,
such as name, address, email or phone number as well as demographic information.
You should ensure the email address you have registered with us is always correct,
so that we can always contact you with important information regarding your account.
For certain optional transactions, we also collect selected financial information
such as credit card details. For transaction volumes over a certain limit, we are
legally required to report some personally identifiable information to the authorities.
For verification purposes we reserve the right to request proof of identification in
an offline format. Your IP address and access times may be tracked against your user
id for the dual purposes of preventing fraud and creating an audit trail when
using the cashU service.
Use of Personal Information
We only use your personal information to service your account
and to improve our services to you. However, we do share some financial
information as part of normal business operations with banks or credit
card processing and verification services. These entities may not use
your information for secondary purposes, unless required by law.
Though we make every effort to preserve your privacy we may need
to disclose personal information when required by law wherein we have
a good-faith belief that such action is necessary to comply with a
current judicial proceeding, a court order or legal process served
on our web site. In the event of a sale of the Company or its assets,
your Personal Information may be disclosed to the purchaser of the
Company or its assets, solely for the purposes of continuation of the
cashU service, or similar. Otherwise we will only disclose your information
to a third-party with your EXPLICIT permission
Suspicion of Money Laundering, Fraud or Other Illegal Activity
To ensure that cashU is not used for Money Laundering, Fraud or Other Illegal Activity,
we may monitor user behaviour and transactions. Where we suspect such activity we
will not normally tell the user of our suspicions. We will also report to the
competent authorities, normally without prior or subsequent notice to the user,
any information on the user relating to actual or suspected money laundering,
fraud and other illegal activity where we are required by law to do so.
Control of Personal Information
If a user's personally identifiable information changes (such as your phone,
email or postal address), or if a user no longer desires our service, we provide
a way to correct and update that user's personally identifiable information,
as provided to us. This can be done via our website, or as a last resort by
e-mailing us on [email protected].
In order to deactivate your account you will need to contact our support
team via the website or via [email protected]. However, please understand
we cannot completely delete user information because of legal/regulatory
and technical back up requirements.
Communication
Upon registration every user will receive an email confirming his successful
registration. Established members will occasionally receive
information on products, services and special deals via newsletter.
Out of respect for the privacy of our users we present the option to
not receive these types of communications and this choice can be made
at the time of registration. Should the user wish to change their choice
after registration they can e-mail [email protected].
Links
The www.cashU.com site may contains links to other sites.
Please be aware that cashU is not responsible for the privacy practices
of such other sites. We encourage our users to be aware when they leave
our site and to read the privacy statements of each and every web site
that collects personally identifiable information. This privacy statement
applies solely to information collected on www.cashU.com.
Cookies
Like many websites, www.cashU.com uses 'cookie' technology.
When you go to particular pages on our site, the cookie identifies
your browser with a unique, random number. The cookies we use do not
reveal any personal information about you. Cookies help us improve your
experience of our site and also help us understand which parts of our
websites are the most popular.
Click-through URLs
We may occasionally use a 'click-through URL'. When you click one of these URLs,
you pass through our web server before arriving at your final destination.
We track click-throughs to help us improve the user experience, determine your
interest in particular topics and measure the effectiveness of our customer communications.
Competitions
Competitions may be made available on our site from time to time. You do not have
to participate in these, however if choose to you may be asked to disclose some
Personal Information. At the time of entering the competition it will be made clear
to you who will have access to your Personal Information and why. You are not obliged
to continue with your competition entry, however if you do so you accept that
you may receive a prize.
Security
cashU secures your account information from unauthorised access, use or
disclosure. You must enter your username and password each time you want to
access your account or make transactions. Never share your account details
with anyone. If you are concerned that your password has been compromised,
you can change it any time you like once you are logged on. Your account
login, personal details and all transactions are secured using Secure
Socket Layer (SSL) technology with high security 128bit encryption,
certified by thawte.
Notification of Changes
Changes to this privacy statement are posted here so you know what use
is made of your information. If we are going to use your Personal
Information in a manner different from that stated at the time of
collection we will notify you via email. You will have a choice whether or
not to allow us to use your information in this new manner. However, if your
account has been suspended or closed your account, then you will not be
contacted, nor will your information be used in this new manner.
If you have questions or concerns about cashU's collection, use, or
disclosure of your personal information, please email [email protected].
Version 1.0 21/11-2005
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